:root {
  --bg: #f5f8ff;
  --surface: #ffffff;
  --surface-2: #eef3ff;
  --text: #1b1f2a;
  --muted: #5b6478;
  --primary: #274bdb;
  --primary-2: #1d39a8;
  --accent: #10b981;
  --border: #dbe3f4;
  --radius: 14px;
  --radius-sm: 10px;
  --shadow: 0 10px 35px rgba(20, 33, 72, 0.12);
  --shadow-soft: 0 6px 22px rgba(20, 33, 72, 0.08);
  --max: 1120px;
  --sp-1: 0.5rem;
  --sp-2: 0.75rem;
  --sp-3: 1rem;
  --sp-4: 1.5rem;
  --sp-5: 2rem;
  --sp-6: 3rem;
  --font: "Inter", "Segoe UI", Roboto, Arial, sans-serif;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font);
  background: linear-gradient(180deg, #f6f9ff 0%, #f2f6ff 45%, #f7f9fc 100%);
  color: var(--text);
  line-height: 1.6;
}
a { color: var(--primary); text-decoration: none; }
a:hover { text-decoration: underline; }
img { max-width: 100%; display: block; }
.container { width: min(100% - 2rem, var(--max)); margin-inline: auto; }
.section { padding: var(--sp-6) 0; }
.skip-link { position: absolute; left: -9999px; }
.skip-link:focus { left: 1rem; top: 1rem; background: #fff; padding: 0.5rem; border-radius: 8px; }
.site-header {
  position: sticky; top: 0; z-index: 1000;
  background: rgba(255,255,255,0.9); backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--border);
}
.nav-wrapper { display: flex; align-items: center; justify-content: space-between; min-height: 76px; gap: 1rem; }
.brand { display: flex; align-items: center; gap: .7rem; color: var(--text); text-decoration: none; }
.brand-mark { width: 36px; height: 36px; border-radius: 10px; background: linear-gradient(145deg, var(--primary), #4f6fff); color: #fff; display: grid; place-items: center; font-weight: 700; }
.brand-text strong { display: block; font-size: 1rem; }
.brand-text small { display: block; color: var(--muted); font-size: .72rem; }
.main-nav { display: flex; align-items: center; gap: 1rem; }
.nav-link { color: var(--text); font-weight: 500; }
.nav-link.active, .nav-link:hover { color: var(--primary); }
.menu-toggle { display: none; border: 1px solid var(--border); background: #fff; border-radius: 10px; padding: .45rem; }
.menu-toggle span { display: block; width: 22px; height: 2px; background: var(--text); margin: 4px 0; }
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  padding: .78rem 1.1rem; border-radius: 11px; border: 1px solid transparent;
  font-weight: 600; text-decoration: none; transition: .25s ease;
}
.btn-primary { background: linear-gradient(135deg, var(--primary), var(--primary-2)); color: #fff; box-shadow: var(--shadow-soft); }
.btn-primary:hover { transform: translateY(-1px); filter: brightness(1.03); text-decoration: none; }
.btn-secondary { border-color: var(--border); color: var(--text); background: #fff; }
.hero-grid { display: grid; gap: 1.5rem; }
.hero h1 { font-size: clamp(1.7rem, 4.6vw, 3rem); line-height: 1.15; margin: .4rem 0 1rem; }
.eyebrow { display: inline-block; color: var(--primary); background: #e8eeff; padding: .2rem .6rem; border-radius: 999px; font-size: .83rem; font-weight: 700; }
.lead { color: var(--muted); max-width: 60ch; }
.hero-actions { margin: 1.2rem 0; display: flex; gap: .7rem; flex-wrap: wrap; }
.hero-highlights { list-style: none; display: flex; flex-wrap: wrap; gap: .5rem; }
.hero-highlights li { background: #fff; border: 1px solid var(--border); border-radius: 999px; padding: .4rem .75rem; font-size: .9rem; }
.hero-media img { border-radius: var(--radius); box-shadow: var(--shadow); min-height: 260px; object-fit: cover; }
.section-heading { margin-bottom: 1.4rem; }
.section-heading h2 { font-size: clamp(1.35rem, 3.5vw, 2rem); margin: .35rem 0; }
.section-heading p { color: var(--muted); }
.trust-grid, .cards-grid, .steps-grid { display: grid; gap: 1rem; }
.trust-card, .card, .step {
  background: var(--surface); border: 1px solid var(--border);
  border-radius: var(--radius); padding: 1.1rem; box-shadow: var(--shadow-soft);
}
.card h3, .step h3 { margin-bottom: .45rem; }
.step span { width: 34px; height: 34px; border-radius: 10px; display: inline-grid; place-items: center; background: #e9f6f0; color: #0a7a52; font-weight: 700; margin-bottom: .8rem; }
.faq-list { display: grid; gap: .7rem; }
.faq-item { border: 1px solid var(--border); border-radius: var(--radius-sm); background: #fff; overflow: hidden; }
.faq-question {
  width: 100%; border: 0; background: #fff; padding: 1rem; text-align: left; display: flex; justify-content: space-between; align-items: center; font-weight: 600; cursor: pointer;
}
.faq-answer { max-height: 0; overflow: hidden; transition: max-height .3s ease; }
.faq-answer p { padding: 0 1rem 1rem; color: var(--muted); }
.cta-inner { background: linear-gradient(135deg, #1f47dd, #1a2f85); color: #fff; text-align: center; border-radius: var(--radius); padding: 2rem; box-shadow: var(--shadow); }
.cta-inner p { opacity: .95; margin: .5rem 0 1rem; }
.site-footer { background: #0f172a; color: #d3dcf0; padding-top: 2.4rem; margin-top: 2rem; }
.footer-grid { display: grid; gap: 1.2rem; }
.site-footer h3, .site-footer h4 { color: #fff; margin-bottom: .5rem; }
.site-footer a { color: #cfe0ff; }
.site-footer ul { list-style: none; display: grid; gap: .35rem; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.15); margin-top: 1.4rem; padding: .9rem 1rem; text-align: center; font-size: .92rem; }
.legal-content, .contact-panel { background: #fff; border: 1px solid var(--border); border-radius: var(--radius); padding: 1.2rem; box-shadow: var(--shadow-soft); }
.legal-wrap { display: grid; gap: 1rem; }
.legal-summary { background: var(--surface-2); border: 1px solid var(--border); border-radius: var(--radius-sm); padding: 1rem; }
.legal-content h2 { margin-top: 1rem; font-size: 1.2rem; }
.legal-content h3 { margin-top: .8rem; font-size: 1rem; }
.contact-grid { display: grid; gap: 1rem; }
form { display: grid; gap: .8rem; }
label { font-weight: 600; font-size: .93rem; }
input, textarea { width: 100%; border: 1px solid var(--border); border-radius: 10px; padding: .75rem; font: inherit; }
input:focus, textarea:focus, .faq-question:focus, .btn:focus, .nav-link:focus { outline: 2px solid #7ea0ff; outline-offset: 2px; }
.form-msg { font-size: .92rem; min-height: 1.2em; }
.form-msg.error { color: #b91c1c; }
.form-msg.success { color: #0f766e; }
.back-to-top {
  position: fixed; right: 1rem; bottom: 1rem; width: 42px; height: 42px; border: 0; border-radius: 50%;
  background: var(--primary); color: #fff; font-size: 1.1rem; cursor: pointer; display: none;
  box-shadow: var(--shadow-soft);
}
.reveal { opacity: 0; transform: translateY(10px); transition: .5s ease; }
.reveal.visible { opacity: 1; transform: none; }
@media (min-width: 800px) {
  .hero-grid { grid-template-columns: 1.1fr .9fr; align-items: center; }
  .cards-grid { grid-template-columns: repeat(3, 1fr); }
  .trust-grid { grid-template-columns: repeat(3, 1fr); }
  .steps-grid { grid-template-columns: repeat(4, 1fr); }
  .footer-grid { grid-template-columns: 1.2fr 1.2fr .8fr; }
  .contact-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 799px) {
  .menu-toggle { display: inline-block; }
  .main-nav {
    position: absolute; top: 76px; right: 1rem; left: 1rem; background: #fff; border: 1px solid var(--border);
    border-radius: 12px; padding: .7rem; box-shadow: var(--shadow-soft); display: none; flex-direction: column; align-items: stretch;
  }
  .main-nav.open { display: flex; }
}
@media (prefers-reduced-motion: reduce) {
  * { animation: none !important; transition: none !important; scroll-behavior: auto !important; }
  .reveal { opacity: 1; transform: none; }
}